Personal research project — paper-testing & tuning, not raising capital.
Paper research · advisory · not live

Proof of Reserves — honestly

A proof of the methodology, not of real reserves. We show that NAV reconciles from its parts and is cryptographically tamper-evident — on a simulated book.

Read this first

This is PAPER. $0 real capital. There is no custody, no real reserves, and no client funds. The book is a simulated $100,000 USDC portfolio. The figures below prove that NAV reconciles correctly from its components and is tamper-evident — not that real reserves exist.

$0

real capital / custody

$100k

simulated book (USDC)

methodology

is what's proven — not reserves

NAV reconciliation (paper book)

source: static / offline

Every (simulated) dollar accounted for, cryptographically verifiable

The NAV is recomputed from its parts (deployed + cash + accrued) and reconciled against the reported equity. This is a paper proof-of-reserves: the verifiable methodology on the virtual $100k book, not real custody.

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Deployed

Cash

Accrued

NAV (= equity)

Reconciliation delta

Positions

Last verified

Verification hash (NAV)

verifiable · tamper-evident

components:

NAV = Σ(per-protocol positions) + cash + accrued yield. components_hash = sha256 of the canonical JSON of the sorted positions; nav_hash binds the NAV to its components and timestamp. Anyone can recompute the published NAV from its components. All amounts are simulated (paper).

What this is NOT

  • Not proof of real on-chain reserves or a custodial balance.
  • Not a claim that client funds or external capital are under management.
  • Not a Merkle-proof attestation over user deposits (there are no users and no deposits).
  • It is proof that our own accounting reconciles and is tamper-evident — the same discipline a live book would need, rehearsed on paper.

Verify it yourself

The desk's proof-bearing decision chains and exit schedules verify under the zero-dependency standalone verifier — with none of our code. The same "don't trust, check" discipline applies across every public artifact.

python3 verify_spa.py data/rates_desk/

verifier: scripts/verify_spa.py · spec: docs/PROOF_CHAIN_SPEC.md

⚠ Personal Research Project: SPA is a personal research project in paper validation and tuning. Not a regulated financial service. Not raising capital. Not investment advice.

Paper Trading Disclosure: All performance data reflects simulated trading on a virtual $100,000 USDC portfolio. Current paper APY: ~3.6% (variable, not a forecast). Simulated performance does not account for live slippage, liquidity impact, or smart contract execution risk. We reset our own track: only days with a real cycle log count (currently 10/30, anchor 2026-06-22). Go-live target: ~2026-07-21 — contingent on GoLiveChecker 29/29 (currently 27/29 NOT READY). See /track-record.

Not a Regulated Service: SPA is a personal research project at the paper-testing stage. This does not constitute investment advice, financial advice, or a solicitation to invest in any jurisdiction. Consult qualified professionals before making investment decisions.

DeFi-specific risks: Smart contract vulnerabilities and exploits · Protocol insolvency · Stablecoin de-pegging · Oracle manipulation · Regulatory actions · Technology failure. Funds in DeFi protocols are not covered by any investor compensation scheme.